What are Jumbo Home Loans?

Jumbo mortgages are home loans that fall outside of the Fannie / Freddie conforming loan limits, or guidelines. (CLICK HERE TO SEE LOAN LIMITS) These are generally used for higher value homes, investment properties, and those who may not fit the conforming loan guidelines while still having good credit, such as self employed individuals or those with complex income situations. 

Because Jumbo Loans aren't subject to Fannie / Freddie underwriting guidelines, and are not guaranteed to the lender in case of borrower default, they come with slightly higher fees than conforming mortgages do. However, because of the above, lenders are also able to offer more flexibility into who or what they will approve. While this won't make much difference at larger banks such as Wells Fargo, Chase, Bank of America, etc, it will give better options when working with more flexible lenders. 


Our team at Dominion Mortgage can help you get into the home of your dreams, even if you fall slightly outside of government-written guidelines. We have a variety of jumbo mortgage options from some of the best lenders in the country. We love to help family's aquire larger than average homes, and self employed people obtain the home you've been fighting for while building your empoire. 


  • Flexible down payments WAC.

  • More flexible underwriting guidelines than conventional loans.

  • Can be easier qualification for self employed. 

  • Great option for investment properties and second homes.

  • Purchase two to four plex unit; occupy one, rent the others. 

  • Use cash out refinancing to pay off other debts or fund business purposes.

Benefits of Jumbo Loans
Refinance or Pull Cash With A Jumbo Loan

Whether we have paid off substantial portions of our home or not, a jumbo refinance loan can help a variety of situations. With new programs released, coupled with today's low interest rates, we can more than likely help you.save substantially every month. Sometimes even if we own all or most of our home, a jumbo refinance can help to get the cash needed to pay for changing life circumstances, such as college, remodels, investment properties, business investments or even divorce. Let your home act as an unbelievable asset to leverage the cash needed today.



We value the opportunity to help first time home buyers and those with less than perfect credit get into their own property. Home ownership is a valuable investment in the state of CO, and as a local, family owned company, our mission is to help other local families own their property and build a valuable asset. Being in business for over 20 years we have come to know the CO real estate market very well and pride ourselves as being an extra set of protective eyes for our clients to ensure you're not over paying in the currentlly inflated Colorado real estate market.