Please follow the instructions below when completing a Loan Application for a Purchase or a Refinance:

1. If you are salaried: provide two years W-2 and 2 months of paystubs OR if you are self-employed: provide two years tax returns.
   
   
2. If you own rental property, please provide rental agreements and two years tax returns.
   
   
3. If you wish to speed up the approval process, please also provide three months bank statements for each bank, stock and mutual fund account.
   
   
4. Provide recent copies of any stock brokerage or IRA/401K accounts that you may have.
   
   
5. Provide copy of divorce decree if you will need to verify alimony or child support as part of your monthly income.
   
   
6. If you are NOT a US citizen provide us with a copy of your green card (front & back), or if you are NOT a permanent resident provide us with your H-1 or L-1 visa.